Do you have a Citizens Insurance Policy?
Thinking about getting a Citizens policy because they are cheaper?
Think twice about Citizens. They are taking advantage of property owners who have property damage claims. If you have a water damage claim, cast iron pipe claim, or roof damage, be prepared to get taken advantage of by Citizens.
WATER DAMAGE INSURACE CLAIMS
Citizens Insurance company is now placing a LIMIT of $10,000 for any/all water damage claims.
STORY: I am currently representing a home owner that has over $60,000 in water damage but because of this limit she is facing a huge financial hardship. Citizens are giving homeowners (property owners) two options when it comes to water damage insurance claims.
- You can OPT-IN to their (MRP) Manage Repair Program
- You can OPT-OUT of the MRP
Let’s take a deeper look at both of these options.
Citizens will choose one of “their” contractors to do “ALL” the work. Here’s the problem:
-The work will be done by less than qualified contractors
-These contractors will write an estimate less than $10,000 then Citizens will say the remainder of the damage is NOT COVERED
-The contractor will use lower quality materials
-You will be left with a substantial amount of damage left UNREPAIRED
If you “Opt-Out” of this program, Citizens simply cuts you a check for the $10,000 limit LESS YOUR DEDUCTIBLE.
HOW DO YOU FIGHT THIS?
Simple, I have had meetings with a group of attorneys on a way to overcome such blatant attempt to HURT policyholders who have suffered water damage to their property. We have developed a solid plan of attack to counter these tactics by Citizens.
Watch the video to learn more about these predatory tactics by Citizens.
If you do have a Citizens policy with water damage, roof damage, or cast iron pipe damage, give me a call Mike at 754-252-5438
My email: TheClaimSquad@gmail.com
Toll Free: 866-496-8725
Palm Beach: 561-235-7252
Port St Lucie & Stuart: 772-252-6584
Naples & Ft. Myers: 239-326-6010