One day you see that your cabinets have mold under the sink and the bottom feels wet. Where did this water from? Your first reaction normally is to call the insurance company to file a claim for w...
“We are denying all Roof Claims” said the Insurance Company Executive
“We are denying all Roof Claims.” These are the words from an Insurance Company Executive who works for a major insurance company in Florida. The claim adjuster said that management ha...
What you Should and Shouldn’t say to an Insurance Claim Adjuster
If you filed a claim with your homeowners insurance company, then what you say and shouldn’t say to an insurance claim adjuster can make all the difference in the world. (6) What you Should and ...
What Types of Water Damage are Typically Covered by Homeowners Insurance?
Let’s look at the types of water damage that are typically covered by Homeowners Insurance. We will also cover the most common ways insurance companies will use to DENY your claim. (3) Wh...
#1 Biggest Mistake in Roof Wind Damage Insurance Claims
Are you having leaks inside your home? Notice shingles missing or have cracked tiles after a big storm? Many people fail to realize the mistakes they make when dealing with their insurance company...
What is bad faith in homeowners insurance?
Insurance companies often operate in “bad faith” meaning that they don’t treat you and your claim with the utmost respect. What is bad faith in homeowners insurance? Bad faith ...
Can I Do Repairs Before Filing a Claim?
Homeowners insurance is designed to provide financial protection for unexpected events that can damage your home or personal property. When a covered event occurs, such as a fire or a storm, you may n...
How to Get Your Roof Replaced by Insurance
If your roof has sustained damage due to a storm or other natural disaster, you may be wondering how to get it replaced by your insurance company. You should know it won’t be easy as insurance c...
Why is Water Coming Up Through Floor?
Why is Water coming up through floor? This can be a cause for concern for many homeowners. It can lead to damage to the flooring, furniture, and even the structure of the house. There are several re...
Water Damage to Your Home? Don’t Call Your Insurance Company….YET!
Water damage is one of the most common problems that homeowners face. It can cause significant damage to your property, leading to costly repairs or even total loss. That’s why having water dama...
Best & Worst Homeowners Insurance Companies in Florida (2023)
Are you shopping for a new homeowners insurance policy? Before your agent talks you into getting a policy from a bad insurance company watch this video. In this video I rate the best and worst homeown...
How Florida Homeowners Will Suffer Due to New Florida Laws
On December 8th, 2022, the Florida legislature passed new laws that will hurt every single homeowners in the State. All republicans decided to help insurance companies and financially hurt people. B...
Insurance companies are UNDERPAYING Hurricane Ian Claims
You filed your Hurricane Ian Claim hoping the insurance company will pay you for all your damages, only to get a check for some absurd low amount. Sound familiar? This is what’s happeni...
How Do I Get the Most Out of My Water Damaged Claim
How do I get the Most Out of My Water Damaged Claim? 1. Contact a Water Mitigation Company The first thing you should do is contact a water mitigation company in order to mitigate your...
Does Home Insurance Cover Termites?
For those of us who live in Florida, approaching the summer months brings swarms of Termites. Hot Weather, Lots of Rain, this is the recipe for termite infestation and damage. With Floridia...
How to Get Insurance to Pay for Water Damage
Getting the insurance company to pay any claim is like pulling teeth. However, I’m giving you a roadmap to help make it a little easier to get the insurance company to pay your claim for water...
5 Steps in Getting Insurance to Pay for a New Roof [2022 & Beyond]
In the past, you had a roof leak, call your insurance company, file a claim and more than likely get some type of payment for either a repair or replacement. Now, in 2022, there is a better c...
Homeowners Insurance Crisis in Florida. Is it Real or Manufactured?
We are going to examine the Homeowners Insurance Crisis in Florida. Is it a real crisis or has it been manufactured by the insurance companies in order to boost their profits and minim...
Water Damage from Upstairs Neighbor (Condominium)
You walk into your condo to see water damage coming from your ceiling. You are facing water damage from Upstairs Neighbor. Who is responsible? Do I file a claim with my insurance? Do I...
The 5 Best Public Adjusters in Florida
The 5 Best Public Adjusters in Florida: Looking for some of the best Public Adjusters in Florida to help with your claim? 1. Best Large Company Public Adjuster : River City Claims, Jacksonvil...
Pipe Burst & Pipe Burst Claims
Pipe Burst & Pipe Burst Claims. Everything you need to know to make sure the insurance company pays you for the water damage to your home....
Does Insurance Pay for Replacing Cast Iron Pipes?
Was your home build before 1975? If so, unless you have already replaced your cast iron pipes with PVC, then you have Cast Iron Pipes in your home. So you want to get your cast iron pipes replaced...
How to Get Insurance Company to Pay for New Roof
How to Get Insurance Company to Pay For New Roof First, you need to have a covered loss from Wind, Hail, or other covered peril according to your policy. Secondly, the claim might have to show ...
7 Best Tips on How to File your Roof claim [Properly]
Do you think it’s just a matter of picking up your phone to file your roof claim with your insurance company? Wrong! Even when insurance companies take your claim they are already planning o...
Are Public Adjusters Worth It?
Are public adjusters worth it? Let’s face it, most people are concerned about Public Adjuster fees more than anything. I’m here to tell you don’t even worry about the fees. I w...
Top 5 Ways Insurance Companies Avoid Paying for Your Roof Claim
How do insurance companies avoid paying your roof claim? I’m going to talk about the top 5 ways insurance companies avoid paying your roof claim so that you are better prepared to understand w...
Best and Worst Homeowners Insurance Companies in Florida
Best & Worst Homeowners Insurance Companies in Florida rated and review by a Florida licensed Public Adjuster based on his personal experience dealing with these homeowners insurance companies wit...
Why did my insurance company send an engineer?
Why did my insurance company send an engineer? Please choose your answer below: a. Because they care about me and want to pay my claim b. The engineer is related to the insurance company CEO c. ...
When to File a Water Damage Claim
When should you file a Water Damage Claim? Water Damage is the #1 type of claim in Florida. Almost every type of claim involves some form of water damage from Roof Leaks, Broken Pipes, Hurricanes, Fir...
5 best homeowners insurance companies in Florida
The 5 best homeowners insurance companies in Florida are not ones that pay claims because all insurance companies hate paying claims. These companies will still fight paying claims to some degree, but...
6 Outstanding Tips on How to file a Water Damage claim
Filing a water damage claim with your insurance company is not as straight forward as you think. Sure, you call them to file the claim, tell them what happened, and expect them to pay for your damages...
Denied Home Claim and What to do
Denied home claims account for over 80% of all claims made to homeowners insurance companies in Florida. What is a Denied Home Claim? A denied home claim is when the insurance company refuses to pay y...
Was your roof insurance claim denied? 5 things to do now
Was your roof insurance claim denied? Roof claims tend to get denied (in Florida) because insurance companies have decided they would rather deny roof claims, hope you walk away, and don’t f...
Help My Roof Claim was Denied
Was your roof claim denied? Are you now “searching” what to do since your roof insurance claim has been denied? “Help my roof claim was Denied” is something I hear often....
5 ways to trick an Insurance Claims Adjuster
Let me show you how to gain an advantage on the insurance claims adjuster and the insurance company. I know all their tricks so its time we turn the tables on them. Insurance companies will deny you...
Was your water damage insurance claim denied?
Water damage insurance claims are being targeted by insurance companies since it is the #1 type of property damage claims in Florida. Most homeowners who report a water damage claim will find out that...
Condominium Insurance Claims. Who’s responsible for the drywall?
Condominium Insurance claims can turn into a confusing long winding road where nobody i.e. neighbor, insurance company, and the association wants to take responsibility. More often than not, water dam...
Denied Homeowners Insurance Claims
Did your Homeowners Insurance Claim get Denied? Denied Homeowners Insurance Claims are common in the property damage world. Here are some of the most common denied home insurance claims: 1. Roof Damag...
WARNING!! Citizens Insurance is LIMITING Water Damage Claims
Do you have a Citizens Insurance Policy? Thinking about getting a Citizens policy because they are cheaper? Think twice about Citizens. They are taking advantage of property owners who have property d...
Why Insurance Companies are DENYING roof damage insurance claims
Why Insurance Companies are DENYING roof damage insurance claims like never before Insurance companies are taking a very aggressive stance in DENYING roof damage insurance claims in 2020. Why? You h...
2 Real World Property Damage Claims
Case #1 Hurricane Claim Our client had a Hurricane Irma Claim, the insurance company stated they paid all they were going to pay on the claim and the insured “failed to comply with post-loss contrac...
Hurricane Sally Damage Claim
Things are going to hectic for you if you live in Pensacola due to Hurricane Sally. Take steps to provide safety and get your property repaired. Here is what you should do first: Make sure everybod...
WATER DAMAGE What you need to know
Water damage occurs in almost every type of property damage claim. Let’s take a look at some claims where you inevitably have water damage: -Tropical Storms -Hurricanes -Tornadoes -Cast Iron Pipe ...
Pros And Cons Of Hiring A Public Adjuster
A public adjuster works for the property owner (policy holder) so that he can settle the property damage claim on their behalf. Hiring a public adjuster can be beneficial for you to resolve your c...
Do all Public Adjusters guide me the entire journey of my claim? [NO they don’t]
Once a Public Adjuster is unable to settle a claim, they search for a lawyer to file a lawsuit on your behalf. When they “transfer” your claim to the attorney, you more than likely will NEVER hear...
Think twice before hiring an Attorney—They charge 40% Fees
Did you know if you hire an attorney, they will charge you outrageous fees of 40% of your total settlement? Also, a national survey conducted in 2016 found law firms spend their time concen...