“We are denying all Roof Claims.” These are the words from an Insurance Company Executive who works for a major insurance company in Florida. The claim adjuster said that management has taken a new position that all roof claims will be denied UNLESS it’s a devastating Hurricane. This is extremely concerning.
(20) “We are denying all Roof Claims” said the Insurance Company Executive – YouTube
1. Denying Roof Claims–The Why?
Insurance companies are denying roof claims at an alarming rate. Why? Well, for years the #1 types of claim filed has to evolve around roof damage insurance claims whether it be from wind related events like a Hurricane, Tornado, or Tropical Storm and Hail. Insurance companies find it easier to just fight the claim rather than pay the claims. As a result, there have been more lawsuits from wind damage insurance claims and hail damage claims than ever before. Approximately 75% to 90% of all roof damage claims are not heading into a lawsuit.
2. Denying Roof Claims–The How?
What is the strategy the insurance companies have taken to deny roof claims? Let’s look at a few of their tactics:
a) First, insurance adjusters will come to your house and NOT DO AN ESTIMATE! This is a tell-tale sign that your roof claim is going to get denied.
b) Next, they employ biased, paid shills called “Claim Denial Specialists” aka “Engineers”
Let’s take a look at one of these deceitful and untrustworthy reports:
3) What can you do?
First, because of the predatory nature of insurance companies with roof claim the most important thing you can do is probably hire a public adjuster right from the start. You don’t want to take a chance of not doing everything the right way. A public adjuster will help facilitate the entire claim, make sure the right things are said and the proper paperwork is completed. A really good public adjuster will use specific tactics that will help put your claim in the best position to succeed. As a last resort, I would hire an attorney. I say last resort because of the high fees involved when you hire an attorney. More than likely, you would pay 33 1/3% or 40% of your settlement to the attorney. That’s a big price to pay but sometimes you have no other choice.
My name is Mike Keeler, a Licensed Public Adjuster in the State of Florida.
If you have any questions or need help with a claim, feel free to contact me at (754) 252-5438.
My email is: theclaimsquad@gmail.com.
Website: www.theclaimsquad.com
